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☑ All about CIBIL
☑ How to read CIBIL Report
☑ Key Terms used in CIBIL Report
Are you a Banking Executive? Do you want to develop your ability and skill to read CIBIL Credit Report and taken better Credit Decision for your Bank?
Are you an individual borrower not understanding why Bankers are denying loan facilities to you citing CIBIL Report as a reason?
Then, this course is for you - "How to Read CIBIL Report"
CIBIL is India’s first Credit Information Company which collects and maintains records of individuals’ and commercial entities’ payments pertaining to loans and credit cards. These records are submitted to CIBIL by banks and other lenders on a monthly basis; using this information CIBIL Score and Report for individuals is developed, which enables lenders to evaluate and approve loan applications.
Many of the borrowers are finding it difficult to understand CIBIL Report and the same applies for new joinees in Banking Credit Departments.
This course will take you through step by step
a) All about CIBIL
b) How to Read CIBIL Report covering 6 items namely
CIBIL Transunion Score
c) Key terms related to report were also explained through a separate section.
This is a self paced learning course. Please use your headset for effective listening.
See you inside the course!
All about CIBIL
What is CIBIL?
What is CIBIL Score?
Factors affecting CIBIL Score
Reasons for Poor Credit Score
How to improve Credit Score?
Mistakes in Credit Scoring
How to correct your Credit Score?
How to Read CIBIL Report
CIBIL Transunion Score - Concept
CIBIL Score - explained through CIBIL Report
Personal, Contact & Employment Information
Account Information - Points to look
Account Information - Points to look - Part 2
Enquiry Information - to know Credit Hungry
Key Terms in CIBIL Report
Asset Classification reported under Days Past Due (DPD)
Other Key Terms in CIBIL Report