Simple Basics of Personal Finance

Learn The Fundamentals Of Your Personal Money and Finances Using Easy-To-Understand Language And Clear Examples

4.63 (468 reviews)

Udemy

platform

English

language

Finance

What you will learn

Understand and feel comfortable with the basics of the money-related elements of everyday life and how to approach financial aspects responsibly and confidently

Learn the difference between banks, credit unions and other financial institutions, as well as savings, checking, debit cards, and credit cards.

Examine borrowing money and the basics of loans for auto loans, home loans, paying for college and higher education, and more.

We'll dig into other "Grown Up" stuff including payroll taxes, insurance, social security, saving for retirement, identity protection and more.

Why take this course?

In today's world, our personal financial health is vital. This course explains the basics to help you understand what's involved and how everything works. This also serves as an introduction to help relate personal finances to business finances. Using common, everyday language and "real world" experience and examples, instructor Ron Trucks makes the concepts and principals for anyone to understand and relate to, regardless of your previous financial or math experience.

Topics include:

What's the difference between banks, credit unions and other financial institutions?
Explaining savings, checking, debit cards, credit cards...
Other methods to making payments than cash or checks
Borrowing money and the basics of loans
Auto loans, home loans, paying for college and higher education
Payday loans - The good, the bad and the ugly
Other "Grown Up" stuff including payroll taxes, insurance, social security, saving for retirement, identity protection...

Enrollment in the course includes:

Customized note sheets for each lesson in the course for your personal comments and notes
Lifetime access
Free membership in our online, students-only support group thru Facebook
Lifetime discount to all other bsnsAtlas courses, materials, and learning matter

The course is also serves as a great introduction for teens and young adults in helping them start to understand life economics and how all the pieces work together, along with a general refresher looking to establish credit, finance their first home, or take the first steps of personal, small business ownership.

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Reviews

Lisa

February 6, 2024

I think I have a good handle on my finances, however I wanted to get information from a professional and gauge what I have been doing.

Ivori

September 15, 2023

This was a really good course. Even as a working adult, there were a lot of things I learned for the first time. I will be going back to the Borrowing Money section. It gave great information about student loans and the break down. Thank you for this course.

Shermica

May 5, 2023

This course was very informative. The topics, the delivery, the information was very well received. Although some of the information on loans and insurance varies (I'm from the Caribbean) most of the information presented in this course explained a lot of the questions I had about these topics. Thanks for that!

Hope

April 17, 2023

I used to be a Customer to banks but never liked my experience without fully understanding the difference, and based on a friends recommendation I switched to Credit Unions. Never looked back. Thanks for explaining the difference.

CASEY

October 23, 2022

THE DIFFERENCE BETWEEN WHAT A BANK DOES AND WHAT A CREDIT UNION DOES AND WHY THE INTEREST RATES PAID BY EACH ARE DIFFERENT.

Olga

August 30, 2022

A great course for introduction to personal finance in North America, especially if you come from another part of the world

Malachi

July 18, 2022

I will give a 4 star from how well they do explain financing, but time to time it can get a little boring and a little hard to keep of from the 5 hour class, but all in total, it is amazing and good, it does provide stable and strong info, and it does tell you all the little things to know about financing.

Sandy

April 3, 2022

Good coverage of the basics of personal finance, I want my high school senior to take most of this now and then all again, before graduating from college. I would have liked a small introduction to investments.

Naomi

October 17, 2021

I enjoyed the course immensely. I had every intention on finishing it day one, but my work schedule prevented that. The information was concise and delivered in a manner where I was able to understand it and retain what I heard. I'm glad that I found this course and the other courses taught by Mr. Ron Trucks.

Lucas

July 13, 2021

I wish got this course when my wife and I moved to the US about +3years ago. It would have helped understanding the basic issues like insurance and tax forms, that we learned the hard way. We got into a loop with health insurance in the Affordable Care system until we found out the hard way that there is a minimum income to qualify. It would be nice lessons on financial advice like SS, Medicare and preparing immigrants to understand the system more so if you are already a senior. I would recommend this course to anyone just moving here so they get the very basic information to get settled.

Quinn

September 22, 2020

Has had good information explaining how both banks and credit cards work, giving me something to think about where I have my money going.

Ian

August 29, 2020

The course provides useful and practical advice on personal finance for US students. The instructor is engaging and very knowledgeable on this subject, which covers a lot of subjects with examples, relating to personal finance.

Kate

April 14, 2020

Yes, good match so far. Basic stuff that I should know about the difference b/t banks and credit unions, the elements of a loan, how insurance works (but didn't). I DO know grammar however. Instructor uses "ran" when it should be "run," as in "credit unions are democratically RUN" (not ran). ... later parts of course are good - all stuff I THOUGHT I knew, but I didn't really know the basics. It's generating a lot of questions for me for further research. Ron makes it simple and his content is well-organized. He has a nice voice, easy to listen to. Also he doesn't give advice, but instead points out what people need to know and research in making their basic financial decisions. Good!

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